Andre S. Hobbs, Navy Veteran, Realtor, VAREP, SoCal State Director
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Benefits of Using Your VA Home Loan?
Veterans / Military - VA Loan Benefits?
San Diego County (up to $612,950) Riverside County (up to $424,000) - should you wish to exceed this amount, you will only need to put down 25% of difference and VA will cover remaining amount.
100% financing - NO down payment.
NO Private Mortgage Insurance (PMI).
NO penalties if you prepay the loan.
Re-Usable for Life (No Expiration Date)
Disability of 10% or more the Administration Funding Fee is WAIVED (2.175%)
Competitive interest rates.
Loan qualification is sometimes easier than applying for conventional loan.
Sellers can pay all closing costs.
Surviving spouses of eligible persons who died as the result of service or service-connected injuries.
If you have already obtained one VA Home Loan - Can you use again?
Yes, your eligibility is reusable depending on the circumstances. Typically, if you have paid off your prior VA loan and disposed of the
property, you can have your used eligibility restored for additional